Holt's Military Banking

Products and services designed around your life in the Armed Forces

To apply, you need to be 18+, a UK resident and either be serving, or a veteran of the armed forces, a family member/spouse of military personnel, or a member of the FCDO. As a Holt's customer, you'll have access to selected financial products and services provided by Royal Bank of Scotland. 

We're here to help you throughout your military career

Holt's is a very different type of bank. Our service is designed just for people like you - serving members of the armed forces, your families and our Veterans. As a Holt's customer, you'll have access to financial products and services provided by Royal Bank of Scotland.

Bank accounts

At Holt's, you'll get more than just a bank account. True specialists in military banking, we're set up with your needs in mind.

Our expert military banking team on hand - available over the phone plus we regularly visit training locations across the UK.

Easy to-use Royal Bank mobile banking app. Criteria applies.

Apple Pay, Google Pay™ or Contactless Debit Card. Limits apply.

Arranged overdraft available (subject to eligibility). 

To apply, you'll need to be aged 18 or over and a UK resident. 

Helping you save or invest for your future

Savings accounts

We're here to help you save. Whether you’re putting something away for a new car or a rainy day. Find one that’s right for you. 

Eligibility criteria applies. Only available to existing Holt's customers.


Investing over the longer term could help your money reach its potential. Find out if investing is right for you.

The value of investments can go down as well as up your capital is at risk. Eligibility criteria, fees and charges apply. Only available to existing Holt's customers.


Have a look at our range of options below.

Specific product eligibility criteria apply. Over 18s only.

Credit cards

Looking for a credit card? We have a wide range of cards available, each with it's own features.


Find out what we could offer you and view our current mortgage rates. 

Personal Loans

Check what you could borrow and your rate before you apply - without affecting your credit score. 


You could apply to make changes to your arranged overdraft in our mobile app or via Digital Banking.

Armed Forces Terminal Grant Lending Scheme

For SNCO and above of a pensionable age, you’ll have access to the Armed Forces Terminal Grant Lending Scheme.

Take a closer look at your finances

If you already bank with us, a free Financial Health Check with one of our Relationship Managers is a great way to regularly review your finances and help maintain your financial health. 

Financial services compensation scheme

Your eligible deposits with Holt’s and thus, the Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

More about the scheme and how it protects your money