Holt's Military Banking

Open a Holt's Select Account

To apply, you need to be 18+ and a UK resident.

An everyday bank account for life in the Armed Forces

Get the help you need with our expert Military Banking team

Use your account with the easy-to-use Royal Bank App

Choose your way to pay with Apply Pay, Google Pay™ or Contactless Visa Debit. Limits apply.

Arranged overdraft available (subject to eligibility)

No monthly fee

I already have a Holt's Select account

Find out how to set-up and use your account.

App available to customers aged 11+ with a compatible iOS and Android devices and a UK or international mobile number in specific countries.

Budget better, spend less

Spending will put your transactions in to categories, giving you a detailed view of where your money is going.

Available to customers aged 16+ who hold a Personal or Premier current account.

Check your credit score for free

Get on top of your finances by regularly monitoring your credit score in our mobile app

Available once opted in via the app (to customers aged 18+ with a UK address - provided by TransUnion).

View your accounts with other banks

View balances and transactions on selected accounts with participating UK banks. All your money on one screen.

You need to be registered for online banking with your other banks.

Overdraft details


Understanding overdrafts

An arranged overdraft can be useful for short term borrowing. Understand arranged and unarranged overdrafts and their impact on your account. An overdraft is a form of borrowing and is repayable on demand.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Switch to Holt's

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How to open a Holt's account

Proof of ID

During your application we'll ask for information about you such as your photographic ID, address, your rank etc. So have these ready.

New to UK?

At Holt's, we understand the challenges of opening a bank account if you're new to the UK. We can support you during your application.

We'll check your details

We'll check we have everything we need to open your account. Look out for your new debit card in the post.

Start using your new account

Once your new account is open you can Register for Digital banking, download the Royal Bank app and enjoy hassle free banking.

Get ready to apply

Before you apply, we need to check you're happy with a few things. 

First things first. You can apply if you:


  • are aged 18+ and a UK resident

What if I am under 18? If you are under the age of 18 please get in touch to see how we can help.

Now please take a look at the important legal stuff

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

All okay? Let's get started

To open this account you will need to call us. We'll ask you a few questions up front. Then we can make your application as quick and simple as it can be.